Claim Denial Attorneys in Los Angeles, California
People purchase insurance policies to cover their homes, their businesses, and even themselves during bad and unforeseeable circumstances. Whether an insurance company is offered to provide coverage for a residential or a commercial property, it is imperative that the insurance is available when a policy holder needs it. These policies are designed to alleviate the financial burdens that people are forced to endure to ensure they do not become overwhelmed by them during trying times.
In many cases, policyholders are wrongfully denied the coverage that they deserve. As a result, we see many people left to deal with the overwhelming consequences of floods, fires, accidents, and injuries alone. When policyholders are subjected to wrongful claims denials, it is crucial that they seek legal guidance as soon as possible. They may have legal options available to help them get the compensation they need and deserve.
The Los Angeles claim denial attorneys at Leiva Law Firm have nearly three decades of experience helping those who have been wrongfully denied coverage obtain the compensation they need to alleviate the costs of repairs, medical treatment, and more. Our team is equipped with the knowledge and understanding necessary to fight on behalf of wronged clients to ensure they are in the best position possible to move forward after being wrongfully denied coverage. Contact our law firm today to see how our team can help you.
Cases our Team Can Handle for You
The Los Angeles claim denial attorneys at Leiva Law Firm in Los Angeles, California represent both individuals and businesses who have been wrongfully denied coverage for their insurance claims. Our attorneys have extensive experience satisfying clients by helping them achieve the verdicts and settlements for insurance bad faith claims in Los Angeles and throughout Southern California. Some of the cases we handle for our clients involve:
- Incidents where insurance companies fail to pay deserving clients for their valid disability claims
- When insurance companies deny coverage without investigating
- When insurance companies refuse to investigate
- Cases where insurance companies do not provide a reason for denial
- When insurance companies harass claimants
- Incidents where insurance companies hide or ignore evidence of damage
- When insurance companies fail to respond to requests within a reasonable time frame
- When insurance companies engage in inappropriate investigative tactics
- Situations where insurance companies deny coverage for property damage claims
- When insurance companies unreasonably delay payments to you for your business insurance claim
- When people are denied coverage for claims filed on their business insurance policy
- When insurance companies fail to pay the full value of a claim to a policyholder
- Cases involving those who fail to defend against lawsuits (failing to indemnify)
- Failing to settle within the limits of the policy
- When insurance agents or brokers are negligent
Over the years, our insurance bad faith attorneys in California have helped numerous doctors, dentists, and other professionals who were wrongfully denied the compensation and benefits they deserve by their insurance companies obtain the settlements and verdicts they need and deserve.
Punitive Damages for Insurance Bad Faith
When people purchase insurance policies, they enter into contracts with the providing company. This contract establishes various circumstances under which a policyholder is able to obtain compensation and benefits for their losses or covered financial impacts. Regrettably, there are numerous insurance companies who take it upon themselves to wrongfully deny coverage to those who truly deserve it.
When insurance companies deny coverage to policyholders without merit, they can be held liable for insurance bad faith. Victims of insurance bad faith who take legal action against the bad-acting insurance companies are able to obtain compensation to cover their specific losses. In addition, victims may be entitled to punitive damages as well. Punitive damages are awarded as a means of punishment toward the insurance company for their wrongdoing. Working with a legal team that is skilled and knowledgeable in handling bad faith denials can help to ensure you are able to maximize your recovery. Contact our claim denial attorneys in Los Angeles today to schedule a free case evaluation to see how we can help you.
Types of Business Insurance Subjected to Insurance Bad Faith
Business owners often purchase a variety of insurance policies. It is crucial to work with a business insurance attorney who can help you determine the types of insurance coverage that you need for your business based on various circumstances and factors.
In general, business insurance is designed to protect business owners from major damages, like from fires and floods, and provide a level of protection to them during major lawsuits. Without adequate insurance, many business owners would risk losing their business. Being wrongfully denied a claim can be just as devastating. Regrettably, insurance bad faith is something that can occur with any commercial insurance company and on virtually any type of insurance policy. Some of the most common types of insurance policies our team has helped clients fight insurance bad faith claims against include:
- Business interruption insurance
- Property damage coverage
- Theft coverage
- Automobile coverage
- Directors and officers liability
- Pollution legal liability insurance
- Complete operations insurance
- Employment related practices liability insurance
- Comprehensive general liability insurance (CGL Policies)
If you filed a claim correctly and have been denied insurance coverage, it is crucial that you seek legal guidance as soon as possible. You may have legal options available to you. Waiting to speak to an attorney can result in further damage and financial consequences. Don’t wait, call now.
How Our Team Can Help You
Our claim denial attorneys at Leiva Law Firm understand that when a business owner submits a claim for coverage to their insurance company, they expect that the company will act in good faith. Policyholders expect insurance companies to pay them a full and fair amount of compensation within a reasonable time frame. However, this is not always the case. Instead, many policyholders are wrongfully denied the compensation and benefits they need and deserve.
When individuals and businesses are denied coverage they are entitled to, the attorneys at Leiva Law Firm fight on their behalf to help them collect. Our team provides an array of services to ensure our clients are able to obtain the coverage they need for their losses and damages so they can move forward. Our process involves three simple steps toward resolution.
Documentation: Our attorneys will review all of the content of your insurance policy. We will contact your insurance company to determine the status of your claim. These steps will provide us with a better understanding of your claim and whether there is grounds for an insurance bad faith claim.
Investigation: Our team will dig into the details of your insurance policy to determine whether your losses and damages fall within the context of your insurance coverage. We will review the circumstances surrounding the loss you have endured and determine if damage or other triggering events caused you to file a claim. We will gather evidence at this time to support your claim and move forward with legal actions to help you collect.
Negotiation: Our team will move to file a legal claim against your insurance company. Bringing forth a legal suit does not guarantee that a trial will occur. Instead, we take this opportunity to try and negotiate with the insurance company to help you get the compensation you need as quickly as possible.
Contact our claim denial attorneys as soon as possible to get started with your claim.
Call Leiva Law Firm if you are Denied Coverage for Your Business Insurance Claim
After paying for insurance coverage for many years, it can be disheartening and truly devastating to find that they are denying you the adequate coverage you expect to receive. The truth is that there are endless incidents where business insurance companies wrongfully deny valid claims, refuse to pay policyholders the full amount for their claims, and instances where insurance companies drag their feet in making payments for damages and losses. If you have been subjected to insurance bad faith, it is crucial that you seek legal guidance as soon as possible. Working with a knowledgeable claim denial attorney in Los Angeles can help to ensure you receive a swift and positive outcome.
The attorneys at Leiva Law Firm have extensive experience in insurance bad faith litigation. For this reason, you can depend on us to protect your legal rights and best interests so you can get the money you need and deserve. Our team provides trusted legal representation to ensure you are able to enforce the duty of your insurance company so you are treated the way you should be. We work on a contingency basis, so you do not have to worry about covering fees until we get money for you. If you are seeking effective and competent legal representation due to an insurance bad faith claim, contact Leiva Law Firm today to see how we can help you. Call (818) 703-1777 at your earliest convenience to get started with protecting your legal rights as soon as possible.